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What is a Financing Waiver?

August 23, 2022

When you’re ready to put an offer on a home, there are a few different things you can do to make it more attractive to the seller. One way is to include a financing waiver in your contract.

Let’s talk about a financing waiver. Buyers who wish to present a stronger offer can choose to elect an option in the as-is contract that waives all of their financing contingencies. This means that if for any reason if their loan is denied that cannot be a reason for terminating the contract.

The waiver is a great way to present a solid offer to the seller, and it also protects the buyer in case they are unable to obtain financing. It’s important to note that the waiver is not a loan commitment, and the buyer is still taking on all of the risks associated with obtaining financing.

If you are thinking about submitting an offer with a financing waiver, be sure to speak with a real estate agent and lender ahead of time to make sure you understand all of the risks.

If you’re interested in learning more about how a financing waiver could benefit you during your next home purchase, contact one of our forever real estate agents today! They would be happy to answer any of your questions and get you set up with a knowledgeable lender.

Olivia is southern hospitality wrapped in compassion. She is as sweet as she is fierce and never hesitates when others ask her for help. Aside from being a mega talented writer she also takes on all of our special projects and events as our Brand Strategist. She uses the education she got from Bama {she would insert a “Roll Tide” here} to help give our clients an authentic look at who we are. She’s a larger than life, laid back bundle of joy who is as genuine as they come.

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© 2023 BHH Affiliates, LLC. An independently owned and operated franchisee of BHH Affiliates, LLC. Berkshire Hathaway HomeServices and the Berkshire Hathaway HomeServices symbol are registered service marks of Columbia Insurance Company, a Berkshire Hathaway affiliate. Equal Housing Opportunity.