Address
7642 Bent Tree Loop, ST CLOUD, FL
Price
$ 391,900
Property Attributes
- MLS#O6418564
- TypeSingle Family
- Listing Status Active
- CountyOsceola
- CityST CLOUD
- AreaSt Cloud (Harmony)
- NeighborhoodHARMONY CENTRAL PH 2
- Zip34773
- StyleSingle Family Residence
- Year Built2026
- Taxes$ 831
- Price$ 391,900
- Bedrooms3
- Full Bathrooms2
- Half Bathrooms0
- Sqr Footage1780
- Lot Size0.14 Acres
Data Source:
Stellar MLS
Property Description
** BRAND-NEW, MOVE-IN READY, NO CDD & ONLY $1,000 TO SECURE!** Take advantage of incredible builder incentives available for a limited time, including all closing costs paid when using a preferred lender and For a limited time, a 4.99 fixed interest rate may be available on FHA, VA, and USDA loans, along with up to $10,000 in Flex Cash. These funds may be used to buy down the interest rate, cover prepaid costs, or be applied toward other eligible closing costs, subject to program guidelines. Estimated monthly payments may start at approximately $2,711 for qualified buyers. Terms, conditions, and eligibility requirements apply, helping make your monthly payment more affordable. Experience the perfect blend of comfort, style, and convenience in this brand-new, move-in-ready 3-bedroom, 2-bath home located in the desirable Harmony Central community. Designed with modern living in mind, this home features soaring ceilings, an open-concept layout, and beautiful conservation views that create a peaceful and inviting atmosphere. The heart of the home is the spacious kitchen, highlighted by a large center island perfect for meal preparation, entertaining, and everyday gatherings. Adjacent to the kitchen, the bright dining area features a charming bay window that fills the space with natural light. The open living area seamlessly connects the main living spaces, creating an ideal setting for both relaxation and hosting guests. The private primary suite serves as a tranquil retreat, offering vaulted ceilings and serene conservation views for added privacy and relaxation. Two additional bedrooms are generously sized and provide ample closet space for family, guests, or a home office setup. A separate formal dining room adds versatility and can easily be used as a flex space, home office, or playroom to fit your lifestyle needs. Additional peace of mind comes with the builder’s warranty. Harmony Central residents enjoy NO CDD fees, a low HOA, and access to outstanding community amenities, including a resort-style swimming pool and dog park. Conveniently located near shopping, dining, schools, and major roadways, this community offers the perfect balance of tranquility and accessibility. Don’t miss this opportunity to own your piece of Harmony and enjoy the lifestyle you’ve been looking for. Builder incentives, closing cost assistance, and financing programs are subject to change. Buyer should verify all incentives and financing terms directly with the builder and preferred lender.
| Elementary School | Middle School | High School |
|---|---|---|
| Harmony Community School (K-5) Elementary School | Harmony Middle Middle School | Harmony High High School |
| Price History | |
|---|---|
| 6/20/2026 | Listed $411,900 |
| 9/16/2026 | 5$391,900 |
General Features
| Sewer | Public Sewer |
|---|---|
| Heating | Electric |
| Cooling | Central Air |
| Utilities | Cable Available,Electricity Connected,Water Connected |
| Roof | Shingle |
| Appliances | Dishwasher,Electric Water Heater,Microwave,Range |
| Zoning | X 500 |
| HOA Fee | 904 |
| Garage Spaces | 2 |
| Construction Materials | Block,Stucco |
| Pets Allowed | Yes |
| Year Built | 2026 |
| Levels | One |
| Property Subtype | Single Family Residence |
| Tax Year | 2025 |
| Ownership | Fee Simple |
| Community Features | Pool |
| Assoc Fee Paid Per | Annually |
| County | Osceola |
| New Construction | true |
| Property Type | Residential |
| Attached Garage | true |
| Subdivision Name | HARMONY CENTRAL PH 2 |
| Facing Direction | East |
| Garage Y/N | true |
| Total Rooms | 6 |
| Full Baths | 2 |
| Status | Active |
| Directions | From Narcoossee Road, take 192 E. for 8 miles towards Melbourne, continue past Harmony, high school and Harmony, Maine, harmony Central would be located on your left |
| High School | Harmony High |
| City | ST CLOUD |
| Association Name | Pedro Gutierrez |
| Senior Community Y/N | false |
| MLS Area | 34773 - St Cloud (Harmony) |
| Lot Size Units | Square Feet |
| Lot Size Square Feet | 6098 |
| Carport Y/N | false |
| Listing Terms | Cash,Conventional,FHA,USDA Loan,VA Loan |
| Elementary School | Harmony Community School (K-5) |
| Land Lease Y/N | false |
| Tax Annual Amount | 831.29 |
| Middle/Junior High School | Harmony Middle |
| Property Condition | Completed |
| Additional Parcels Y/N | false |
| Lease Considered Y/N | true |
| Virtual Tour | https://www.propertypanorama.com/instaview/stellar/O6418564 |
| Building Area Units | Square Feet |
| Living Area Units | Square Feet |
| Standard Status | Active |
| Occupancy Type | Vacant |
| Tax Lot | 7 |
| Legal Description | HARMONY CENTRAL PH 2 PB 35 PGS 139-144 BLK O LOT 7 |
| Minimum Lease | 7 Months |
| Water Access Y/N | false |
| Monthly HOA Amount | 75.33 |
| Water View Y/N | false |
| Flood Zone Code | X 500 |
| In Law Suite YN | false |
| Flood Zone Code X | Yes |
Interior Features
| Interior Amenities | Ceiling Fan(s),Crown Molding,High Ceilings,Open Floorplan,Primary Bedroom Main Floor,Stone Counters,Thermostat,Walk-In Closet(s) |
|---|---|
| Flooring | Carpet,Tile |
| Furnished Y/N | Unfurnished |
| Air Conditioning Y/N | true |
| Heating Y/N | true |
| Fireplace Y/N | false |
| Laundry Features | Laundry Room |
| Total Bedrooms | 3 |
| LivingAreaSource | Builder |
| Total Baths | 2 |
Exterior Features
| Exterior Amenities | Irrigation System,Sidewalk |
|---|---|
| Parking Features | Driveway |
| Water Source | Public |
| Lot Size Area | 6098 |
| Foundation Details | Slab |
| Building Area Total | 2122 |
| Lot Size Acres | 0.14 |
| Road Surface Type | Asphalt |
| Private Pool | false |
| Waterfront Y/N | false |
| Covered Spaces | 2 |
Amenities
- Foreclosure
- Views
- Short Sale
- New Construction
- Adult 55+
- Lease To Own
- No HOA Fees
- Furnished
- Primary On Main
- Air Conditioning
- Seller Finance
- Green
- Fixer Upper
- Horse
- Golf
- Fireplace
- Deck
- Garage
- Basement
- Pool
Property vs Single Family Average in 34773
Price
Taxes
Year Built
Copyright © MFRMLS.com All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated Last updated on September 18, 2026 6:35 PM UTC The listing information on this page last changed on Last updated on September 18, 2026 6:35 PM UTCd. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of MFR MLS.
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Updated on September 18, 2026 6:35 PM UTC
All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data relating
